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Home/FAQs
Frequently asked questions
Got Questions? We Have Answers.
Answers to common questions about our licence, loans, costs, process and privacy.
FAQs by Category
General
What is SuperPinjamMan?
SuperPinjamMan is a moneylender licensed under the Moneylenders Act 1951 (KPKT licence no. WL4248/10/01-12/130928). We offer personal, debt consolidation, property-secured and business loans.
Is SuperPinjamMan a bank?
No. We are a licensed moneylender, not a bank. We lend under a KPKT moneylender licence, with interest capped by law.
Do I need to know which loan suits me before applying?
No. Tell us your needs and situation. We will assess which of our loans fits and explain the terms before you sign.
Which loans do you offer?
Personal loans, debt consolidation loans, property-secured loans and business loans. We can also help you apply for a bank loan.
Which states do you serve?
We currently provide loans in Selangor, Kuala Lumpur, Penang, Johor, Negeri Sembilan and Putrajaya. You apply and send documents by form or WhatsApp. Our officer reviews your documents to check your eligibility. If you are eligible, our officer meets you face to face to sign the agreement, and the money is then sent to a bank account in your name. We can’t process applications from other states yet.
Eligibility & Documents
Who can apply for a loan?
Malaysian citizens aged 21–60. Personal and debt consolidation loans are for salaried employees earning at least RM1,500 a month. Business loans are for SSM-registered businesses, and property-secured loans are for property owners.
Can I apply if I have existing commitments?
Yes. Tell us your commitments when you apply. We assess whether you can afford the new instalment before making an offer.
Can business owners apply?
Yes, for a business loan or a property-secured loan. Personal loans are for salaried employees only.
What documents are needed?
Usually a copy of your MyKad and your latest payslips and bank statements. Business and property loans need SSM or property documents. Each loan page lists them.
Process & Decisions
How does the process start?
Fill in the application form or WhatsApp us. Our officer contacts you within 5 minutes during office hours (Mon–Fri, 9:00am – 6:00pm).
How long does approval take?
It depends on how quickly your documents are complete. We tell you the next step after reviewing your application.
How will I know my result?
Our officer contacts you by phone or WhatsApp. If we can lend, you receive a written offer with the amount, rate, instalment and total repayable.
Is approval guaranteed?
No. We assess every application and never promise approval before reviewing your details.
What are the interest rate and charges?
Interest is up to 18% a year for unsecured loans and up to 12% a year for secured loans. Apart from interest, you only pay stamp duty, fees payable by law and legal costs. Late payment interest is at most 8% a year (simple) on the overdue amount.
Privacy & Fees
Is my information safe?
Your information is used only to assess your application, prepare your agreement and manage your loan, as described in our Privacy Policy.
Do I pay anything before the loan is paid out?
No. Applying is free and we never ask you to transfer money as a processing fee or deposit to release a loan. If anyone asks for this in our name, it is a scam.
Ready to Apply?
Fill in the form and our officer will contact you within 5 minutes during office hours (Mon–Fri, 9:00am – 6:00pm).
SuperPinjamMan is a KPKT-licensed moneylender. Personal, debt consolidation, property-secured and business loans with written agreements and rates within the legal limit.
Areas: Selangor · Kuala Lumpur · Penang · Johor · Putrajaya · Negeri Sembilan
Loans
Help & Guides
About
Our Company
SSM Registration No.
200001016954 (519561-V)
KPKT Licence
WL4248/10/01-12/130928
Licence Validity
14/09/2026 – 13/09/2028
Interest Rate
Up to 18% a year (unsecured) / 12% (secured)
SuperPinjamMan is a moneylender licensed under the Moneylenders Act 1951 (KPKT licence no. WL4248/10/01-12/130928). Approval is subject to our assessment. Borrow only what you can afford to repay. We never ask you to transfer money as a processing fee or deposit to release a loan.
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