Public-sector financing

Angkasa: Personal Financing-i for Civil Servants.

Shariah-compliant financing of RM5,000 – RM200,000 for government, statutory body and selected GLC staff, repaid through salary deduction.

Key terms

Angkasa at a Glance

Amount: RM5,000 – RM200,000
Tenure: 12 – 144 months (1 – 12 years)
Repayment: fixed instalments by salary deduction
Profit rate (advertised by AWAKAS): from 7.99% (JANM), 8.99% (statutory bodies), 9.99% (universities), 11.99% (GLC & others) a year
Financier: AWAKAS’s financing partners

Angkasa is Shariah-compliant personal financing arranged by AWAKAS Sdn Bhd with its financing partners. Approval, the final rate and terms are decided by the financier. SuperPinjamMan helps you check your eligibility and submit your application.

Not a civil servant? You can apply for our own licensed loans: personal, debt consolidation, property-secured or business.

Costs

What You Pay

Every cost is set by the financier and shown in the offer letter.

Rate set by the financier

AWAKAS advertises profit rates from 7.99% to 11.99% a year depending on your employer category. The final rate is shown in the financier’s offer letter.

No upfront fees

Nothing to pay before your financing is approved. Any charges are shown in the financier’s offer letter.

Repayment tenure

12 to 144 months. A longer tenure lowers the monthly instalment but increases the total profit you pay.

Who it suits

Who Should Apply?

Permanent public-sector staff with enough room for salary deduction.

Suitable for

Common uses

Eligibility & documents

Angkasa Eligibility and Documents

Prepare these documents to speed up your assessment.

Eligibility

Documents

FAQs

Angkasa FAQs

Who provides Angkasa financing?

It is arranged by AWAKAS Sdn Bhd with its financing partners. SuperPinjamMan is not the financier for this product. We help you check your eligibility and apply.

Who can apply?

Permanent staff of the federal government, selected state governments, statutory bodies, universities and selected GLCs with at least 6 months of service.

What is the profit rate?

AWAKAS advertises from 7.99% (JANM), 8.99% (statutory bodies), 9.99% (universities) and 11.99% (GLC & others) a year. The financier sets the final rate.

How do I repay?

Through salary deduction, with fixed monthly instalments over 12 to 144 months.

Which documents do I need?

Your latest payslip, plus a settlement statement if you have overlapping bank or cooperative financing. The financier may ask for more.

Is approval guaranteed?

No. The financier assesses every application based on your salary eligibility and credit record.

Do I pay anything to release the financing?

No. Never transfer money as a processing fee or deposit to release financing. Anyone asking for this is a scammer.

Ready to Apply?

Fill in the form and our officer will contact you within 5 minutes during office hours (Mon–Fri, 9:00am – 6:00pm).

SuperPinjamMan is a KPKT-licensed moneylender. Personal, debt consolidation, property-secured and business loans with written agreements and rates within the legal limit.

Areas: Selangor · Kuala Lumpur · Penang · Johor · Putrajaya · Negeri Sembilan

Loans

Help & Guides

About

Our Company

SSM Registration No.
200001016954 (519561-V)

KPKT Licence
WL4248/10/01-12/130928

Licence Validity
14/09/2026 – 13/09/2028

Interest Rate
Up to 18% a year (unsecured) / 12% (secured)

Connect With Us

hi@superpinjamman.com

No. 16-3, Jalan USJ 9/5N,
47620 Subang Jaya, Selangor

SuperPinjamMan is a moneylender licensed under the Moneylenders Act 1951 (KPKT licence no. WL4248/10/01-12/130928). Approval is subject to our assessment. Borrow only what you can afford to repay. We never ask you to transfer money as a processing fee or deposit to release a loan.