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Bank loan

Apply for a Bank Loan With Our Help.

Prefer to borrow from a bank? We help you prepare your documents and submit your application. The bank makes the decision.

Key terms

Bank Loan at a Glance

  • Lender: the bank you apply to
  • Rate and terms: set by the bank
  • Approval: decided by the bank
  • Our role: help with documents and your application
  • Payout: by the bank to your account

A bank loan is provided and approved by the bank, under the bank’s own rates, fees and terms. SuperPinjamMan does not approve or fund bank loans.

Want a faster decision? You can also apply for our own licensed loans: personal, debt consolidation, property-secured or business.

SuperPinjamMan adviser going through a home floor plan with a young couple

Costs

What You Pay

Every cost is set by the bank and shown in the bank’s offer letter.

Interest set by the bank

The bank sets the interest rate based on your profile. Compare the total repayable, not only the monthly instalment.

Bank fees

Stamp duty, processing or legal fees follow the bank’s own terms. Read the offer letter before you sign.

Repayment tenure

A longer tenure lowers the monthly instalment but increases the total interest you pay.

Who it suits

Who Should Apply?

Customers with a steady income and a good repayment record who prefer to borrow from a bank.

Suitable for

Common uses

Eligibility & documents

Bank Loan Eligibility and Documents

Prepare these documents to speed up your assessment.

Eligibility

Documents

FAQs

Bank Loan FAQs

No. SuperPinjamMan is not a bank. For a bank loan, the bank is the lender and makes every decision.

The bank. It decides approval, amount, rate and terms.

The bank sets the rate based on your profile. It is shown in the bank’s offer letter.

Each bank has its own credit policy. If a bank loan does not suit you, you can apply for one of our own licensed loans.

Usually your MyKad, payslips, bank statements and EPF statement. The bank may ask for more.

Yes. We also offer our own licensed loans: personal, debt consolidation, property-secured and business.

We never ask you to transfer money as a processing fee or deposit to release a loan. Bank fees are shown in the bank’s offer letter.

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Ready to Apply?

Fill in the form and our officer will contact you within 5 minutes during office hours (Mon–Fri, 9:00am – 6:00pm).