Bank loan
Prefer to borrow from a bank? We help you prepare your documents and submit your application. The bank makes the decision.
Key terms
A bank loan is provided and approved by the bank, under the bank’s own rates, fees and terms. SuperPinjamMan does not approve or fund bank loans.
Want a faster decision? You can also apply for our own licensed loans: personal, debt consolidation, property-secured or business.

Costs
Every cost is set by the bank and shown in the bank’s offer letter.
The bank sets the interest rate based on your profile. Compare the total repayable, not only the monthly instalment.
Stamp duty, processing or legal fees follow the bank’s own terms. Read the offer letter before you sign.
A longer tenure lowers the monthly instalment but increases the total interest you pay.
Who it suits
Customers with a steady income and a good repayment record who prefer to borrow from a bank.
Eligibility & documents
Prepare these documents to speed up your assessment.
FAQs
No. SuperPinjamMan is not a bank. For a bank loan, the bank is the lender and makes every decision.
The bank. It decides approval, amount, rate and terms.
The bank sets the rate based on your profile. It is shown in the bank’s offer letter.
Each bank has its own credit policy. If a bank loan does not suit you, you can apply for one of our own licensed loans.
Usually your MyKad, payslips, bank statements and EPF statement. The bank may ask for more.
Yes. We also offer our own licensed loans: personal, debt consolidation, property-secured and business.
We never ask you to transfer money as a processing fee or deposit to release a loan. Bank fees are shown in the bank’s offer letter.

Fill in the form and our officer will contact you within 5 minutes during office hours (Mon–Fri, 9:00am – 6:00pm).
SuperPinjamMan is a KPKT-licensed moneylender. Personal, debt consolidation, property-secured and business loans with written agreements and rates within the legal limit.
Areas: Selangor · Kuala Lumpur · Penang · Johor · Putrajaya · Negeri Sembilan
SSM Registration No.
200001016954 (519561-V)
KPKT Licence
WL4248/10/01-12/130928
Licence Validity
14/09/2026 – 13/09/2028
Interest Rate
Up to 18% a year (unsecured) / 12% (secured)
SuperPinjamMan is a moneylender licensed under the Moneylenders Act 1951 (KPKT licence no. WL4248/10/01-12/130928). Approval is subject to our assessment. Borrow only what you can afford to repay. We never ask you to transfer money as a processing fee or deposit to release a loan.
© 2026 SuperPinjamMan. All rights reserved.
SuperPinjamMan
Customer service · WhatsApp
Before we connect you on WhatsApp, please answer 3 quick questions.
Question 1 of 3
Do you have a Malaysian IC (MyKad)?
Question 2 of 3
Is your monthly salary above RM1,500?
Question 3 of 3
Is your salary paid into a bank account?
Sorry, we can’t help with this application yet
To apply, you need a Malaysian IC (MyKad), a monthly salary above RM1,500, and your salary paid into a bank account.